OLD-Homes provides investors with structured property investments in high-demand areas across Oxfordshire. Opportunities are structured through securities such as loan notes or preferred equity, both designed to prioritise investor capital and deliver stable, risk-adjusted returns typically between 10–15% depending on term and structure.

Our projects focus on value-add strategies, where risk can be actively managed and meaningful uplift can be engineered, including:

• Planning gain opportunities
• Title splits and layout optimisation
• High-impact refurbishments
• Commercial-to-residential conversions
• Selective new-build developments

Each project is held within its own Special Purpose Vehicle (SPV) to ring-fence investor security and provide clear ownership.

We co-invest alongside investors in every deal to ensure full alignment of interests.

Our strategy prioritises capital preservation through:

Conservative underwriting

• Multiple exit routes
• Due diligence by experienced professionals
• Supply-chain partners with proven capability
• A deeply experienced internal team overseeing every stage

This combination creates investment opportunities that balance measured risk with predictable, resilient returns.

Investor protection is at the heart of the OLD-Homes model. We use robust legal structures and risk-mitigation systems to safeguard capital at every stage.

As importantly, we undertake the work to reasonably assess the actual underlying property deals (without which the best structures fail).

Key protections include:

• Structural & Legal Protections
  Secured loan notes with first or second legal charges
• Preferred equity positions where investors are paid before developer profit
• Each project held in a standalone SPV
• Due Diligence & Verification
• Independent RICS valuations
• Full legal and title checks
• Planning assessments by specialist consultants
• Construction budgets reviewed by professional QS teams
• Market testing of all GDV assumptions
• Risk Management & Governance
  Stress-tested, conservative financial models
• Multiple fallback exits (sale, rental, refinance)
• Dedicated contingencies in every cost plan
• Founder oversight on every project decision
• Reporting that follows good commercial governance standards

While all investment carries risk, our disciplined approach, value-engineering expertise, and rigorous oversight help reduce exposure and strengthen downside protection.

We work with:

• High-Net-Worth Individuals
• Self-Certified Sophisticated Investors
• Business owners and their company/personal pensions
• Family offices and advisors
• Private banks and wealth managers
• IFAs, introducers, and corporate finance advisers

Investors must meet FCA criteria for exempt promotions.

Minimum Investments

• From £10,000 for loan notes
• From £100,000–£500,000 for preferred equity or larger development positions

We support investors with clear, transparent documentation and access to the founding team for personalised discussions. Whether new to property finance or highly experienced, investors receive a structured, professional onboarding process.

Investment durations typically range from 12-24 months, depending on the type of project and exit strategy.

Typical Durations

• under 12 months: planning gain strategies or light refurbishments
• 12–24 months: planning-led development or new-build schemes

Returns are pre-agreed and paid at completion or at defined intervals, depending on the structure.

Exit Routes

• Open-market sale
• Refinance to long-term lenders
• Portfolio sale to investors
• Conversion to rental strategies

Our conservative underwriting and multi-route exit planning help keep delivery stable even when market conditions change. Investors receive regular updates throughout the process to maintain clarity and confidence.

We specialise in value-add residential opportunities where we can positively influence outcomes through planning, design, or construction.

Core project categories include:

• Title splits and layout reconfigurations
• Planning uplift opportunities
• Refurbishment of underperforming assets
• Commercial-to-residential conversions
• High-demand new-build homes

Why Oxfordshire?

• Limited supply and high buyer demand
• Strong economic drivers (Universities, life sciences, tech clusters)
• Resilient pricing and predictable exit values

Attractive fundamentals for lending and refinancing

Each scheme undergoes rigorous due diligence and is supported by a proven supply chain of architects, planners, contractors, and specialist consultants.
This ensures high-quality delivery, controlled costs, and strong potential for risk-adjusted returns.

Risk management is integrated into every stage of our development model.

Before Acquisition

• Full legal due diligence
• Planning feasibility review
• QS-verified build cost analysis
• Market comparables & GDV validation
• Multi-exit strategy planning

During Construction

• Fixed-price or partially fixed-price contracts where viable
• 10–20% budget contingencies
• Approved supply chain with proven reliability
• Regular site inspections and professional oversight
• Monthly cost reviews and strict cashflow control

Throughout the Project

• Quarterly investor reporting
• Founder-level governance on major decisions
• Alternative exit planning if market conditions shift

Value Engineering

We actively identify opportunities to enhance value through:

• Smarter layouts
• Design optimisation
• Cost-efficient construction methods
• Planning enhancements

All of this reduces risk, increases efficiency, and strengthens overall returns.

We prioritise transparency and proactive communication.

Investors receive:

• A detailed onboarding pack at the start
• Regular milestone updates (planning, build, valuation, sales)
• Clear visibility of risks, progress, and timeline changes
• Direct access to founders for any queries
• A closing report showing outcomes, financial summary, and capital distribution

Our communication approach is designed to give investors peace of mind and maintain trust at every stage.

You can reach out via the enquiry form on this page, by email, or by phone. We’re available for:

• Introductory calls
• In-person meetings
• Portfolio discussions
• Introducer and professional partnerships

We welcome conversations with investors, wealth managers, financial professionals, and property partners. Our team is here to provide clarity, support, and a transparent understanding of every opportunity.